There are several instances where home insurance may not cover your beloved bicycle/s.
From a travelling athlete’s point of view, I’ve had my fair share of instances.
1. The one where your insides wither.
You buy a snazzy lock for 80 whole pounds. You park up, bolt up, and walk off, full of the vigours of life. You return some time later only to be greeted by the sight of your freshly-snipped chain, alone and dangling like a...